Business Banking

The Southern Bank places its primary focus on business lending and helping our small and medium-sized business customers with quick, common sense solutions to their deposit and borrowing needs.

Whether it’s a business checking account with online access and personalized customer service or a loan for a new piece of equipment, The Southern Bank provides the tools your business needs to grow and prosper. Contact us today and let us tell you about all of the great ways we can help you and your business get where you want to be.

Real Estate Lending

Real Estate Lending

Purchasing new real estate or interested in refinancing your current commercial property? The Southern Bank will work with you to structure the financing you need to purchase, build, and grow your business.
Equipment Financing

Equipment Financing

The Southern Bank can get you the money you need to equip your business. By securing the loan with the asset you are purchasing, you get ownership rights and access to the equipment you need today.

Cash Flow Management

Need more cash in your business? Seasonality, delinquent customers, long payment cycles, and even rapid growth can put stress on your company’s cash reserves. The Southern Bank’s altLINE program unlocks the value in your Accounts Receivable by offers through Factoring, Accounts Receivable Financing and Asset Based Loans.

Business Checking

The Southern Bank offers both Basic Business Checking and Expanded Business Checking for customers depending on their transaction needs. Whether you are processing thousands of transactions a day or one a month, The Southern Bank offers a solution with no monthly fees, free online banking and debit card access, and the quality of service you would expect from a community bank.

Call us today to find out which checking account product works best for your business.