As an FDIC regulated bank, The Southern Bank and its clients benefit from:
No Middle Man
Why receive funding from an independent financing company that borrows money from a bank on your behalf? Why not just fund your business with The Southern Bank directly? Cut out the middle man and lower your financing costs.
No Hidden Fees
Don’t be fooled by teaser rates, transaction fees, and complicated contract terms. Work with The Southern Bank and know exactly what you’re paying.
Don’t wait three days to get paid. When your receivables are collected, get access to that cash immediately. Factoring with The Southern Bank saves you time and money.
Best in Class Customer Service
Your relationship with your customers is what we value most. Operate in your marketplace with the confidence that you’re with a bank and that we put your customers first.