Personal Banking

The Southern Bank has been offering great products and great service to our communities since 1936. We have a range of accounts and services to meet your financial goals whatever they may be.

Explore some of our offerings below or contact us today to discuss your personal financial needs:


Checking Accounts

Easily-accessible online banking, mobile banking, and the largest ATM network possible with access nationwide. Make the switch today.

Home Mortgage

Looking to buy a home or interested in refinancing? Speak with The Southern Bank to learn how we help our customers choose the right mortgage with the payment plan that fits their needs. Click here to view our SAFE Act disclosure statement.

Home Equity Loans

Take advantage of your home’s current value and borrow money quickly and effectively with The Southern Bank’s Home Equity Loans.

Auto Loans

If you’re purchasing a car and in need of cash, The Southern Bank will work with you to put you behind the wheel. Contact us today to learn how.
Personal Loans

Personal Loans

Refinancing or consolidating debt? Apply for a personal loan from The Southern Bank to take control of your finances and improve your financial health.